

AI Agents for
Financial Services
H2O.ai delivers the world’s leading Agentic AI platform that brings together the best of Generative AI and Predictive AI to automate, accelerate, and de-risk banking operations.
From customer onboarding to real-time fraud prevention, compliance reporting to loan underwriting—H2O.ai’s vertical AI agents are purpose-built for Sovereign AI in regulated financial environments.


Why Leading Banks Choose H2O.ai
Transforming
Fraud Prevention:
Australia’s largest bank cuts scam losses by 70% using real-time GenAI from H2O.ai
30%
Fraud Reduction
70%
Scam Reduction
“Every decision we make for our customers—and we make millions every day—we’re making those decisions 100% better using H2O.ai than with previous models.”
Dr Andrew McMullan, Chief Data
Commonwealth Bank of Australia
AI Agents Transforming Every Corner of Banking


Core Banking
Modernize Core Banking with AI Agents
From onboarding to treasury operations, AI agents accelerate workflows across retail, commercial, and wealth management.
- Automate SME onboarding and loan servicing
- Optimize portfolios and client segmentation
- Enable real-time forecasting and cross-border payments


Protect
Proactive Protection, Autonomous Defence
AI agents detect fraud, prevent data loss, and enforce Zero Trust—before threats become breaches.
- Block fraud and synthetic identities in real time
- Detect insider threats and data exfiltration
- Automate patching and phishing detection


Customer
Personalized Engagement at Scale
AI agents adapt every interaction—from campaigns to customer service—based on behavior, sentiment, and value.
- Real-time personalization across channels
- Automate campaigns and loyalty programs
- Enhance retention with context-aware interactions


Enterprise
AI-Powered Decisions Across the Enterprise
From forecasting to IT automation, agents unlock insights and orchestrate workflows across the organization.
- AI-driven forecasting and capital planning
- Stress testing and climate risk modeling
- Data pipeline and DevOps automation


Support
Autonomous Support with a Human Touch
Resolve 80% of service tasks autonomously—while agents assist your teams with smarter insights and faster response.
- Automate password resets, disputes, payment matching
- Anticipate and resolve issues before they escalate
- Integrate chat, email, and voice with live agent support
Explore AI Solutions for Banking
Automate compliance, accelerate lending, and gain real-time insights with H2O.ai. Our AI assistants streamline KYC, credit risk, and reporting—improving accuracy and customer experience.